Why should I invest in the UAE?

In the face of the Global Recession as an expatriate in the United Arab Emirates for many years, it still offers attractive purchasing offers like Tax-free, the market is still witnessing an acceptable Return on Investment for those purchasing during this time as Selling Prices are more realistic and excellant. Considering many positive factors in the United Arab Emirates including established Property Regulating Authorities, Investors are assured of stringent Policies in place to ensure their Freehold Ownership as official.
   
Do I need to be in the UAE to secure Property Investments?

No you don't. Many Investment transactions are secured Online with continually improving Technology and Methodologies to attract global Investors. Agents/Brokers/Developers are able to email all relevant Project Documentation including Video Clips of Projects. Transactions are concluded online where documentation is facilitated and secured in a highly professional manner, ensuring the investor has attained a 'Level of Comfort' in all aspects.
 
Once I invest, am I updated on Project Progress?

This is a Quality Service that we at TD International FZC continue to render to our valued Investor Clients. We update you monthly on the performance of your investment/s, project progress; payment receipts etc and our Account Managers effectively manage your valued Account and Asset until completion.
 
When is the best time to buy?

Now is the best time to buy as the market has levelled out where pricing is more realistic, affordable and Value for money. There are good options available both in completed and incomplete Projects.
 
Would it be better to delay for a more appropriate time to secure an investment?

Our advice at this time is no, this is the best time to decide to buy as explained above.
 
 
Do we close the Investment with the Property Developer or its External Agent Representative for the purchase of Freehold Property?

All Commercial Transactions are directly effected and secured directly with the Property Developer via the assisting External Agent Representative, where the latter does not secure any funding, only facilitates the official documentation once the Client approves and ensures Closure on behalf of the Client. The External Agent Representative is also in a position to perhaps secure applicable Discounted Rates, specifically on 'Bulk Investments' i.e. Full Floors, Half Floors, Full Buildings etc... The Agent Consultant facilitates the process for its Client.
 
Why should I use an External Agent Representative?

'Value-Add' is the key phrase to our Services where we not only present a range of lucrative Investment options to you, but we also do the background work to ensure you secure the best deal in line with your requirements and Budget. Literally we represent you in the UAE and continue to facilitate any Tasks required during the Project Construction Phase to Completion. We ensure your official Documentation is secured and received on time, each time, with no exceptions. Many other 'Value-Added' Services are included where our Business thrives on 'a Continuity of Business' through referrals because of our high standard of Services rendered to our Clients over the years.
 
Are Mortgages available?

Even during this Global Recession United Arab Emirates Banks has tightened lending, but have displayed a more flexible positive approach in the past few months, affording Mortgage opportunities for specifically approved Projects. This list can be forwarded to you at anytime. Obviously all Bank Mortgages are subject to the Banks lending criteria.
 
Can you apply for a Mortgage before you've found a property?

Certain Banks are approving 'pre-approved Mortgages' where this Information is available upon request.
 
When should I start the Mortgage process?

Normally potential Investors know where they wish to secure a property Investment. Once this factor is clarified, then we would assist to inquire on the possibilities of proceeding with either the pre-approval Mortgage or a direct Mortgage. The dependant factor is the timing.
 
Where is it possible to secure a Mortgage?

A large host of UAE Banks are now offering Mortgages to Local and International Property Investors but once again, it is project dependant so this information can be provided to you, upon request.
 
What is the deposit ratio for a Mortgage?

The approving factor is dependant on the individuals Financial Status, Employment Status, Residence, Qualifying Mortgage amount and the ability to meet the Mortgage Payment. Official documentation must be submitted to the applying Bank prior to approval.
 
In addition to the Mortgage Costs, which other payments will I be responsible for?

Should you be purchasing a 'Resale Property', then you would be liable for Transfer Fees, Commission and Government Fees. Upon Occupation you would be liable for basic Utility Deposits and in instances of an Apartment or controlled Complex, Building Maintenance or Levies could be payable, this is dependant on the type of Investment secured.
 
How do Mortgages differ in Dubai from that Abroad?

The lending Principle and qualifying criteria varies from Bank to Bank but generally the Policies are the same. Mortgages in Dubai are offered on approved Projects only as these are subject to stringent qualifying criteria, in turn protecting Investors and the Banks.
 
How much can I borrow?

This is dependant on the Banks lending criteria and qualification upon presenting the required documentation and varies on the Banks approval status on each Project listed.
 
Are Developers offering Mortgages?

This varies from Project to Project. However during the Global Recession period most of these opportunities are no longer on offer.
 
What is a Transfer Fee?

This is an Administrative Fee levied by the Developer; this will need to be paid if you decide to Transfer your property to another Investor in 'Resale' instances or basically upon Handover of the initial Purchase, depending on the Developers Policy at the time of Project Launch.
 
Is a Residence Visa approved on Purchase of UAE Property?

This is always dependant on the current UAE Policy pertaining to Residence Visa allocation for Property Investors. Currently it varies from case to case upon application.
 
Who do you represent?

We are experienced UAE and Global Real Estate Consultants and represent our own company TD International FZC who hold a Real Estate Consultancy Licence.

Do you offer alternative Global Properties?

Yes we do. Currently we are in partnership directly with Developers and Real Estate Agencies in Malta, Cyprus and South Africa. We have also appointed Freelancer Consultants in a few other countries. Inquire from us and we shall send you the portfolio or review our website.